We often hear of the dreaded passive income tax rules introduced in 2018 and their impact on the small business deduction (SBD) limit. ...

Here is a correction to last week’s email blast. In Q1, the strongest fund at Empire Life was the Multi-Strategy Global Growth with a...

I frequently get the opportunity to work on cases that involve clients who’ve amassed a great deal of financial wealth in their lifetime....

Before we get into this week’s subject, here is a summary of the proposed Federal budget presented this week. For those with clients with...

I was recently parachuted into a case where three shareholders/partners were contemplating a “Split Dollar CI” using a 15-pay permanent...

As promised in last week’s newsletter, this week we’re going to look at successor owners and annuitants. As a reminder, A successor owner...

Do you want 100% of your wealth preserved for your family, or favorite charity, or only 100% of what is left over after the government...

We’ve been preparing these tables for a few years now, and it’s interesting to see how things change over time. Looking back at 2021, we...

During the holiday season it's natural for our focus to turn towards giving to others. From a planning perspective, and if you’re so...

We wanted to take this opportunity to wish you and your family a Happy New Year! Just when we thought 2022 would be a “normal” year, it...

In my previous 3 articles, we explored the many insurance opportunities we find when working in the business owner marketplace. The...

In the previous article (published Sept 15, 2022), we explored the most common insurance opportunities we find in the development/growth...

In the previous article (published Aug 15, 2022) we covered the importance of getting to know your business owner prospects desires,...

There are many situations where life insurance can support the needs of a business following an individual’s death. To do the best job...

Here are five great reasons for you to contact your clients: With all this market volatility, it is a great time to rebalance portfolios...

In recent years corporate owned life insurance has become an important planning tool in meeting the estate planning objectives and goals...

Recently, while working on a corporate permanent life insurance case with an advisor, whereby we were comparing the net estate values...

Of all the questions I’ve fielded in my almost 30 years in the industry, I must say, this one comes out on top. Like everything else,...

Part 2: Six Factors to Consider In this segment, we will move beyond simply looking at the option that produces the highest after-tax...

Part 1: How Did We Get Here? Many of us have recommended the benefits of permanent life insurance to our business owner clients as an...